What's New:
November 20, 2009 8:18:07 PM EST
Retirement
401(k) Plans
- 5 Things You Should Know About Your 401(k)
Chances are your retirement stash will have more value if you stay on top of your 401(k). - Tapping Your 401(k) Before You Retire
Sounds great, doesn't it? In certain circumstances it is. But our best advice is don't do it unless you absolutely have to. - The Solo 401(k)
The pros and cons to a Solo 401(k). - How to Handle a Lump-Sum Distribution
The rules are complex. But stick with us through the definitions, and you'll learn what you need to know.
Calculators
- SmartMoney 401(k) Planner
Use our graphical calculator to see how your savings will grow -- and how long they'll last after you retire. - Rank Your 401(k) Funds
You've got the list of mutual funds available in your 401(k), now it's time for the dirty work. Use our fund ranking system to help select particular funds. - Grade Your 401(k)
How does your company plan compare with the best ones offered? Fill in our worksheet, and you'll find out.
IRAs
- Understanding the IRA Withdrawal Rules
When the time comes to start tapping your IRA, these new rules could save you a bundle. Here's how to make the most of them. - Frequently Asked Questions about IRAs
You have questions, so do other investors. Get the answers from our IRA FAQ. - An IRA Primer
Don't let IRAs intimidate you. Our primer we'll tell you everything you need to know to set up your account today.
Planning
- Now That You're Retiring
Here's how to spend your hard-earned dollars wisely without running through your savings too quickly. - Early Retirement
Here's a good strategy to use to avoid the 10% premature withdrawal penalty.

